Clients can rely on the Defend Plans’ experienced administration and reliable stop-loss coverage.
Nine quality PPO plans. One broad and deep national network. Now that’s keeping things simple.
No surprise charges and composite rates help clients budget with confidence.
Clients keep 100% of claims surplus and are protected against higher than expected claims.
PLUS: Refund Assisters
The Defend Plans’ unique Refund Assisters — including wellness promotion, telemedicine and claim expense review — help your clients keep claims expenses in check, making refunds more likely.
The Defend Plans
The advantages of self-funding combined with protection from runaway claims costs.
Comprehensive, affordable PPO medical coverage that:
Defends the health of employees and their families
Defends the bottom line of employers
Defends the businesses of our distribution partners
Defends against run-away benefit costs
Delivered by an All-Star Team
Stop-Loss coverage through an A.M. Best rated A carrier
Administration by Acuity Group
Cigna’s medical network—OptumRx pharmacy network
REP: PHCS medical network—OptumRx pharmacy network