Explore
Take a deeper dive into all The Secure Plans offer
Safe
Clients can rely on the Defend Plans’ experienced administration and reliable stop-loss coverage.
Simple
Nine quality PPO plans. One broad and deep national network. Now that’s keeping things simple.
Fixed-Cost
No surprise charges and composite rates help clients budget with confidence.
Self-Funded Plans
Clients keep 100% of claims surplus and are protected against higher than expected claims.
PLUS: Refund Assisters
The Defend Plans’ unique Refund Assisters — including wellness promotion, telemedicine and claim expense review — help your clients keep claims expenses in check, making refunds more likely.
The Defend Plans
The advantages of self-funding combined with protection from runaway claims costs.
Comprehensive, affordable PPO medical coverage that:
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Defends the health of employees and their families
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Defends the bottom line of employers
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Defends the businesses of our distribution partners
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Defends against run-away benefit costs
Delivered by an All-Star Team
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Stop-Loss coverage through an A.M. Best rated A carrier
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Administration by Acuity Group
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Cigna’s medical network—OptumRx pharmacy network
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REP: PHCS medical network—OptumRx pharmacy network