Explore

Take a deeper dive into all The Secure Plans offer

Protect-Plans-Administer

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Safe

Clients can rely on the Defend Plans’ experienced administration and reliable stop-loss coverage.

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Simple

Nine quality PPO plans. One broad and deep national network. Now that’s keeping things simple.

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Fixed-Cost

No surprise charges and composite rates help clients budget with confidence.

Protect-Plans-Self-Funded

Self-Funded Plans

Clients keep 100% of claims surplus and are protected against higher than expected claims.

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PLUS: Refund Assisters

The Defend Plans’ unique Refund Assisters — including wellness promotion, telemedicine and claim expense review — help your clients keep claims expenses in check, making refunds more likely.

The Defend Plans

The advantages of self-funding combined with protection from runaway claims costs.

Comprehensive, affordable PPO medical coverage that:

  • Defends the health of employees and their families
  • Defends the bottom line of employers
  • Defends the businesses of our distribution partners
  • Defends against run-away benefit costs

Delivered by an All-Star Team

  • Stop-Loss coverage through an A.M. Best rated A carrier
  • Administration by Acuity Group
  • Cigna’s medical network—OptumRx pharmacy network
  • REP: PHCS medical network—OptumRx pharmacy network